Privacy Policy

Regan Associates (“Regan Associates”) respects your privacy rights and has developed this Privacy Policy to allow you to understand and protect your privacy rights.  By continuing your use of our website, you agree to abide by all of the terms and conditions of this Privacy Policy and our Terms of Use.

Use of Personally Identifiable Information
You are not required to give us any information about yourself in order to use this website except for gaining access to certain portions of this website that will be made clear to you.  If you contact us and choose to provide personally identifiable information to us, including your name, address, phone number and email address, or you choose to gain access to the portions of this website that require you to give personally identifiable information about yourself, you will be considered to have consented to our use and disclosure of that information as set forth in this Privacy Policy, including the use and disclosure of that information by our successors and assigns.  Our use may include contacting you by mail, telephone or email regarding your interest in our products and services.  We do not have a process for you to review, revise or delete the information that you provide to us through our website, but if you wish to contact us, please do so by clicking on the Contact link.

We will take reasonable precautions to protect your personally identifiable information. We follow generally accepted industry security standards to safeguard and help prevent unauthorized access, maintain data security and correctly use such information.  While we strive to use modern and reasonable means to protect your personally identifiable information, we cannot guarantee the absolute security of that information during its transmission or its storage on our systems.

We may provide your personally identifiable information to outside companies for the purpose of conducting customer or market research on our behalf in order to improve our products and services. We will, however, not sell your information to any third party. You have the option of "opting-out" of such use of your information by contacting us as indicated below. We will also release information about you if we believe that we are required by law to do so.

Email Communications
We may use email links located on various pages of our website to allow you to contact us with questions or comments you may have.  We welcome these email communications and make efforts to respond to these communications where appropriate.  Email communications and the ideas sent to us in these email communications become the property of Regan Associates.  We may use the email communications to evaluate and improve our products, services and our website.  We may also save these email communications for future reference or use.  Once we receive an email communication from you, we may send you future email communications relating to our products or services.  If you choose to not receive such future email communications at any time, you may "opt-out" by clicking on the Contact link or by following the "opt-out" procedure set forth in each email communication.

Other Information Collected
Our web servers may automatically collect and record other information about your visit to our website (through the use of cookies and other means) as part of our analysis of the use of our website and its structure and performance.  For example, whenever a page is requested from our web server, we may record the time, date and URL of the request, along with information on the browser being used.  This data is not used to personally identify you, but is aggregated to enable us to become more familiar with where visits to our website originate, how often our website is visited and what parts of our website are visited most often.

Third Party Links
Our website may contain links to websites not operated by us.  We provide these links to you only as a convenience.  We are not responsible for the privacy practices of such linked websites, and this Privacy Policy does not apply to such linked websites.

Changes to the Privacy Policy
The effective date of this Privacy Policy is July 15, 2009.  We reserve the right, in our sole discretion, to change, update, add or remove any portion of this Privacy Policy at any time by posting the changes to the Privacy Policy on our website, which will be effective immediately.  Please review our Privacy Policy each time you visit our website.  Your continued use of our website after any changes to the Privacy Policy are posted will be considered acceptance of such changes.

Contact Information
If you have any questions about this Privacy Policy or wish to review or revise your personally identifiable information, please use the Contact page. We welcome any questions and suggestions about our Privacy Policy.